HRB supply chain intelligence for H&R Block, Inc.: verified suppliers, customers, debt relationships, acquisitions, and ownership data.
Data compiled by Redley Lamar · ChainSifter Intelligence
| Ticker | Name | Confidence | Evidence |
|---|---|---|---|
| BANK-PARTNER-FEES | BANK-PARTNER-FEES | 90% | Bank partner fees 32,781 32,199 (582) (1.8) % |
| CREDIT-CARD-BANK-CHARGES | CREDIT-CARD-BANK-CHARGES | 90% | Credit card/bank charges 102,377 96,074 (6,303) (6.6) % |
| EMERALD-CARD | EMERALD-CARD | 90% | Consulting and outsourced services expense decreased $16.4 million, or 15.0%, due to lower contract labor, Emerald Card® data processing and call center expenses in the current year. |
| FIS | Fidelity National Information Services, Inc. | 90% | our relationships with Fidelity National Information Services, Inc. (FIS), Galileo Financial Technologies, LLC, or similar vendors, for data processing and card production services |
| FIS | Fidelity National Information Services, Inc. | 90% | Reciprocal relationship from FIS graph: Reciprocal relationship from HRB graph: our relationships with Fidelity National Information Services, Inc. (FIS), Galileo Financial Technologies, LLC, or simi… |
| GALILEO-FINANCIAL-TECHNOLOGIES-LLC | GALILEO-FINANCIAL-TECHNOLOGIES-LLC | 90% | our relationships with Fidelity National Information Services, Inc. (FIS), Galileo Financial Technologies, LLC, or similar vendors, for data processing and card production services |
| MARKETING-AND-ADVERTISING | MARKETING-AND-ADVERTISING | 90% | Marketing and advertising expense decreased $8.5 million, or 3.0%, due to vendor refunds for expired customer incentives and lower agency fees. |
| MSFT | Microsoft Corporation | 90% | Reciprocal relationship from MSFT graph: Reciprocal relationship from HRB graph: Microsoft Corporation, for technology |
| MSFT | Microsoft Corporation | 90% | Microsoft Corporation, for technology |
| PATHWARD-N-A | PATHWARD-N-A | 90% | Pathward®, N.A. (Pathward), a wholly-owned subsidiary of Pathward Financial, Inc., for the issuance of RTs, EAs, RAs, Emerald Cards, and Spruce accounts |
| SUPPLIES | SUPPLIES | 90% | Supplies 23,090 29,278 6,188 21.1 % |
| TECHNOLOGY-RELATED-EXPENSES | TECHNOLOGY-RELATED-EXPENSES | 90% | Technology-related expenses 108,694 102,753 (5,941) (5.8) % |
| LEGAL-FEES-AND-SETTLEMENTS | LEGAL-FEES-AND-SETTLEMENTS | 85% | Legal fees and settlements expense increased $16.5 million in the current year. |
| BAD-DEBT-EXPENSE | BAD-DEBT-EXPENSE | 80% | Bad debt expense increased $31.1 million, or 51.5%, due to higher EA bad debt rates coupled with an increase in EAs and RTs compared to the prior year. |
| BANK-PARTNER | BANK-PARTNER | 80% | Bank partner fees 28,856 24,108 (4,748) (19.7) % |
| BENEFITS-AND-OTHER-COMPENSATION | BENEFITS-AND-OTHER-COMPENSATION | 80% | Benefits and other compensation increased $8.2 million, or 3.7%, due to higher payroll taxes. |
| DEPRECIATION-AND-AMORTIZATION | DEPRECIATION-AND-AMORTIZATION | 80% | Depreciation and amortization decreased $8.7 million, or 6.7%, due to lower amortization of capitalized software. |
| EMPLOYEE-AND-TRAVEL-EXPENSES | EMPLOYEE-AND-TRAVEL-EXPENSES | 80% | Employee and travel expenses 33,473 39,262 5,789 14.7 % |
| FIELD-WAGES | FIELD-WAGES | 80% | Field wages increased $27.3 million, or 3.2%, due to higher wages in the current year primarily resulting from an increase in company-owned volumes. |
| INSURANCE | INSURANCE | 80% | Insurance 12,075 8,806 (3,269) (37.1) % |
| OTHER | OTHER | 80% | Other 29,550 31,098 1,548 5.0 % |
| OTHER-WAGES | OTHER-WAGES | 80% | Other wages increased $25.0 million, or 9.1%, due to higher corporate bonuses and wages in the current year. |
| Ticker | Name | Confidence | Evidence |
|---|---|---|---|
| CLIENT-CLAIMS-AND-REFUNDS | CLIENT-CLAIMS-AND-REFUNDS | 90% | Client claims and refunds 25,623 29,484 3,861 13.1 % |
| COMPANY-OWNED | COMPANY-OWNED | 90% | U.S. assisted tax preparation revenues increased $107.7 million, or 5.0%, due to a 4.0% increase in net average charge combined with higher company-owned tax return volumes in the current year. |
| EMERALD-ADVANCE | EMERALD-ADVANCE | 90% | Interest and fee income on Emerald Advance® decreased $6.6 million, or 13.9%, due to lower customer fees under the new EA term loans, |
| EMERALD-CARD | EMERALD-CARD | 90% | Emerald Card® and Spruce SM revenues decreased $8.6 million, or 10.1%, due to lower Emerald Card® activity in the current year as a result of less funds being loaded on the cards. |
| FRANCHISE | FRANCHISE | 90% | U.S. royalties revenue decreased $5.8 million, or 2.8%, due to lower franchise tax return volumes. |
| FRANCHISE-OFFICES | FRANCHISE-OFFICES | 90% | During the year we purchased franchise offices which results in increasing tax preparation revenues and decreasing royalties as the revenues and returns become company-owned after the acquisition. |
| SPRUCE | SPRUCE | 90% | Emerald Card® and Spruce SM revenues decreased $8.6 million, or 10.1%, due to lower Emerald Card® activity in the current year as a result of less funds being loaded on the cards. |
| U-S-ASSISTED-TAX-PREPARATION | U-S-ASSISTED-TAX-PREPARATION | 90% | U.S. assisted tax preparation revenues increased $107.7 million, or 5.0%, due to a 4.0% increase in net average charge combined with higher company-owned tax return volumes in the current year. |
| U-S-DIY-TAX-PREPARATION | U-S-DIY-TAX-PREPARATION | 90% | U.S. DIY tax preparation revenues increased $35.1 million, or 11.1%, due to a 5.4% increase in online paid returns combined with a 6.8% increase in paid net average charge compared to the prior year. |
| CASH | Pathward Financial, Inc. | 72% | Reciprocal relationship from CASH graph: Reciprocal relationship from HRB graph: nsfer. Revenues are recognized when the Internal Revenue Service (IRS) filing acknowledgment is received and the bank … |
| CASH | Pathward Financial, Inc. | 72% | nsfer. Revenues are recognized when the Internal Revenue Service (IRS) filing acknowledgment is received and the bank account is established at our bank partner, Pathward TM , N.A. (Pathward), a whol… |
| K-H-R-BLOCK-INC | K-H-R-BLOCK-INC | 62% | s aspects of our business are included throughout this Form 10-K. Investors should carefully consider all of these risks, and should pay particular attention to Item 1A, Risk Factors , and Item 7 und… |
| MASTERCARD-INTERNATIONAL-INCORPORATED | MASTERCARD-INTERNATIONAL-INCORPORATED | 62% | . The Emerald Card ® and Spruce SM debit card can be used for everyday purchases, bill payments and ATM withdrawals anywhere Debit Mastercard ® (Mastercard is a registered trademark of Mastercard Int… |
| OPTION-ONE-MORTGAGE-CORPORATION | OPTION-ONE-MORTGAGE-CORPORATION | 62% | of June 30, 2024 170,916 $ 1,709 $ 762,583 $ ( 48,845 ) $ 12,654 ( 31,325 ) $ ( 637,507 ) $ 90,594 (1) The balance of our accumulated other comprehensive income (loss) consists of foreign currency tr… |
| SAND-CANYON-CORPORATION | SAND-CANYON-CORPORATION | 62% | of June 30, 2024 170,916 $ 1,709 $ 762,583 $ ( 48,845 ) $ 12,654 ( 31,325 ) $ ( 637,507 ) $ 90,594 (1) The balance of our accumulated other comprehensive income (loss) consists of foreign currency tr… |
| Instrument | Description | Confidence | Evidence |
|---|---|---|---|
| HRB-DEBT-HRB-5-375-SENIOR-NOTES-DUE-SEPTEMBER-15-2032-2032-09-15 | 5.375% Senior Notes due September 15, 2032 | 94% | 5.375% Senior Notes due September 15, 2032. Listed in 10-Q 2026-05-06. |
| HRB-DEBT | Debt stack $2.0B | 90% | Market cache reports total debt of $2.0B. |
| Holder | Name | Confidence | Evidence |
|---|---|---|---|
| HRB-OWNER-BLACKROCK-INC | BlackRock, Inc. | 90% | 13F overlay lists BlackRock, Inc. as top holder; 494 tracked holders. |
| Ticker | Name | Chain Index | Hops | Relationship Types |
|---|---|---|---|---|
| FIS | Fidelity National Information Services, Inc. | 100.00 | 1 | ['supplier'] |
| FINW | FinWise Bancorp | 100.00 | 2 | |
| MSFT | Microsoft Corporation | 100.00 | 1 | ['supplier'] |
| SPRUCE | SPRUCE | 60.75 | 1 | ['receiving'] |
| OS | OneStream, Inc. | 50.00 | 2 | |
| GM | General Motors Company | 50.00 | 2 | |
| VHC | VirnetX Holding Corporation | 50.00 | 2 | |
| VINP | Vinci Compass Investments Ltd. | 50.00 | 2 | |
| GPN | Global Payments Inc. | 50.00 | 2 | |
| HURN | Huron Consulting Group Inc. | 50.00 | 2 | |
| FRMI | Fermi Inc. | 50.00 | 2 | |
| IREN | IREN Limited | 50.00 | 2 | |
| FSLY | Fastly, Inc. | 50.00 | 2 | |
| ZM | Zoom Communications, Inc. | 50.00 | 2 | |
| WDAY | Workday, Inc. | 50.00 | 2 | |
| OTEX | Open Text Corporation | 50.00 | 2 | |
| STGW | Stagwell Inc. | 50.00 | 2 | |
| DOMO | Domo, Inc. | 50.00 | 2 | |
| PSO | Pearson plc | 50.00 | 2 | |
| PSTG | Everpure Inc | 50.00 | 2 |