| SHANGHAI-TECHNOLOGY-SERVICE-CO-LTD |
SHANGHAI-TECHNOLOGY-SERVICE-CO-LTD |
85%
|
and enablement business or our consumer finance business through the consolidated affiliated entities. In order to comply with PRC laws and regulations, we historically carried out our online wealth … |
| FIISP |
FIISP |
72%
|
ces We used to enable a variety of financial institutions including banks, trust companies, mutual fund companies, private investment fund management companies, asset management companies, securities… |
| FIISP |
FIISP |
72%
|
Reciprocal relationship from FIISP graph: Reciprocal relationship from LU graph: ces We used to enable a variety of financial institutions including banks, trust companies, mutual fund companies, pri… |
| ANT-GROUP |
ANT-GROUP |
62%
|
crease of 4.5 percentage points in 2025 was primarily due to a strategic decision to source more loans through our direct sales channel. Channel partners We complement our direct sales force with a l… |
| CHONGQING-FINANCIAL-ASSETS-EXCHANGE-LIMITED |
CHONGQING-FINANCIAL-ASSETS-EXCHANGE-LIMITED |
62%
|
ed on retail and SMB lending. We also compete with providers of consumer finance services. 108 Table of Contents Many non-traditional financial service providers trace their origins back to services … |
| COGENCY-GLOBAL-INC |
COGENCY-GLOBAL-INC |
62%
|
and enablement business or our consumer finance business through the consolidated affiliated entities. In order to comply with PRC laws and regulations, we historically carried out our online wealth … |
| HOLDINGS-LIMITED |
HOLDINGS-LIMITED |
62%
|
24,051 ) Write-offs — — ( 6,705,917 ) ( 6,705,917 ) As of December 31, 2025 106,120,462 3,583,895 3,907,711 113,612,068 (h) The following table sets forth the movements of ECL allowance for the year … |
| INSURANCE-GROUP |
INSURANCE-GROUP |
62%
|
nue to be available to us at a reasonable cost. As a result, we may be exposed to substantial uninsured liabilities, including pursuant to our indemnification obligations, which could materially and … |
| INTERNATIONAL-LIMITED |
INTERNATIONAL-LIMITED |
62%
|
ayman Islands holding company with no equity ownership in the consolidated affiliated entities. We conduct operations in China through (i) our PRC subsidiaries, (ii) the consolidated affiliated entit… |
| JIANGSU-FINANCING-GUARANTEE-CO-LTD |
JIANGSU-FINANCING-GUARANTEE-CO-LTD |
62%
|
on loans, including loans we have enabled or made. A combination of the growth in the risk-bearing loan balance on our balance sheet and the growth in our off-balance sheet guarantee exposure from ou… |
| LEADING-GROUP |
LEADING-GROUP |
62%
|
l regulations. If there are cooperating institutions that charge fees for loan assistance information services or guarantee enhancements, microloan companies must truthfully and fully inform the borr… |
| NYSE-LISTED-COMPANY |
NYSE-LISTED-COMPANY |
62%
|
ee that our contractual arrangements comply with PRC licensing, registration or other regulatory requirements, with existing policies or with requirements or policies that may be adopted in the futur… |
| OVERSEAS-PUBLICLY-LISTED-COMPANY |
OVERSEAS-PUBLICLY-LISTED-COMPANY |
62%
|
ee that our contractual arrangements comply with PRC licensing, registration or other regulatory requirements, with existing policies or with requirements or policies that may be adopted in the futur… |
| PAO-BANK-LIMITED |
PAO-BANK-LIMITED |
62%
|
ayman Islands holding company with no equity ownership in the consolidated affiliated entities. We conduct operations in China through (i) our PRC subsidiaries, (ii) the consolidated affiliated entit… |
| PASSIVE-FOREIGN-INVESTMENT-COMPANY |
PASSIVE-FOREIGN-INVESTMENT-COMPANY |
62%
|
ee that our contractual arrangements comply with PRC licensing, registration or other regulatory requirements, with existing policies or with requirements or policies that may be adopted in the futur… |
| PING-AN-CONSUMER-FINANCE-CO-LTD |
PING-AN-CONSUMER-FINANCE-CO-LTD |
62%
|
. F-69 Table of Contents LUFAX HOLDING LTD NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEARS ENDED DECEMBER 31, 2023, 2024 AND 2025 6. Technology platform-based income For the year ended D… |
| PING-AN-GROUP |
PING-AN-GROUP |
62%
|
and are vulnerable to many threats that can be difficult or impossible to control, and costly or impossible to remediate. Regulatory inquiries or investigations, lawsuits initiated by borrowers, user… |
| SHANGHAI-LUFAX-INFORMATION-TECHNOLOGY-CO-LTD |
SHANGHAI-LUFAX-INFORMATION-TECHNOLOGY-CO-LTD |
62%
|
ayman Islands holding company with no equity ownership in the consolidated affiliated entities. We conduct operations in China through (i) our PRC subsidiaries, (ii) the consolidated affiliated entit… |
| SHANGHAI-LUJIAZUI-INTERNATIONAL-FINANCIAL-ASSET- |
SHANGHAI-LUJIAZUI-INTERNATIONAL-FINANCIAL-ASSET- |
62%
|
ayman Islands holding company with no equity ownership in the consolidated affiliated entities. We conduct operations in China through (i) our PRC subsidiaries, (ii) the consolidated affiliated entit… |
| SHANGHAI-XIONGGUO-CORPORATION-MANAGEMENT-CO-LTD |
SHANGHAI-XIONGGUO-CORPORATION-MANAGEMENT-CO-LTD |
62%
|
ayman Islands holding company with no equity ownership in the consolidated affiliated entities. We conduct operations in China through (i) our PRC subsidiaries, (ii) the consolidated affiliated entit… |
| SHENZHEN-LUFAX-HOLDING-ENTERPRISE-MANAGEMENT-CO- |
SHENZHEN-LUFAX-HOLDING-ENTERPRISE-MANAGEMENT-CO- |
62%
|
ayman Islands holding company with no equity ownership in the consolidated affiliated entities. We conduct operations in China through (i) our PRC subsidiaries, (ii) the consolidated affiliated entit… |
| SHENZHEN-LUFAX-INTERNET-INFORMATION-SERVICE-CO-L |
SHENZHEN-LUFAX-INTERNET-INFORMATION-SERVICE-CO-L |
62%
|
ed on retail and SMB lending. We also compete with providers of consumer finance services. 108 Table of Contents Many non-traditional financial service providers trace their origins back to services … |
| SHENZHEN-TECHNOLOGY-SERVICE-CO-LTD |
SHENZHEN-TECHNOLOGY-SERVICE-CO-LTD |
62%
|
d services provided by the Group. The Group operates part of its business in the PRC through a series of contractual arrangements (collectively, “Contractual Arrangements”) entered into among wholly-… |
