| BUILDERS |
BUILDERS |
90%
|
A substantial portion of the Company's Title Insurance business is referred by title insurance agents, builders, lending institutions, real estate developers, realtors, and lawyers |
| INDEPENDENT-AGENCY-OR-BROKERAGE-CHANNELS |
INDEPENDENT-AGENCY-OR-BROKERAGE-CHANNELS |
90%
|
Approximately 94% of Specialty Insurance premiums are produced through independent agency or brokerage channels |
| INDEPENDENT-BROKERS |
INDEPENDENT-BROKERS |
90%
|
Commercial coverages underwritten for business enterprises and public entities are marketed primarily through independent insurance agents and brokers |
| INDEPENDENT-INSURANCE-AGENTS |
INDEPENDENT-INSURANCE-AGENTS |
90%
|
Commercial coverages underwritten for business enterprises and public entities are marketed primarily through independent insurance agents and brokers |
| INDEPENDENT-TITLE-AGENTS |
INDEPENDENT-TITLE-AGENTS |
90%
|
Policies are also issued through independent title agents (not themselves title insurers) pursuant to underwriting agreements |
| LAWYERS |
LAWYERS |
90%
|
A substantial portion of the Company's Title Insurance business is referred by title insurance agents, builders, lending institutions, real estate developers, realtors, and lawyers |
| LENDING-INSTITUTIONS |
LENDING-INSTITUTIONS |
90%
|
A substantial portion of the Company's Title Insurance business is referred by title insurance agents, builders, lending institutions, real estate developers, realtors, and lawyers |
| REAL-ESTATE-DEVELOPERS |
REAL-ESTATE-DEVELOPERS |
90%
|
A substantial portion of the Company's Title Insurance business is referred by title insurance agents, builders, lending institutions, real estate developers, realtors, and lawyers |
| REALTORS |
REALTORS |
90%
|
A substantial portion of the Company's Title Insurance business is referred by title insurance agents, builders, lending institutions, real estate developers, realtors, and lawyers |
| TITLE-INSURANCE-AGENTS |
TITLE-INSURANCE-AGENTS |
90%
|
A substantial portion of the Company's Title Insurance business is referred by title insurance agents |
| DIRECT-PRODUCTION-FACILITIES |
DIRECT-PRODUCTION-FACILITIES |
80%
|
while the remaining 6% is obtained through direct production facilities |
| THIRD-PARTY-TECHNOLOGY-SYSTEMS-AND-TOOLS |
THIRD-PARTY-TECHNOLOGY-SYSTEMS-AND-TOOLS |
80%
|
The Company uses computer systems and other electronic information resources, including both proprietary and third-party technology systems and tools |
| THIRD-PARTY-VENDORS |
THIRD-PARTY-VENDORS |
80%
|
a future cyber incident involving breach of the Company's information systems or the information systems of a third-party vendor or services provider |
