Data compiled by Redley Lamar · ChainSifter Intelligence
8Suppliers
9Customers
2Debt Items
0Related Chains
Source-Backed Evidence Depth
Pathfinder Bancorp, Inc. (PBHC) is shown with relationship data already present in ChainSifter's database. Counts below come from stored supply-chain records and filing/source URLs where available; missing source URLs are not filled in or estimated.
20Total relationships
3Distinct source URLs
16High confidence
0.828Average confidence
2026-09-13Latest database update
ChainSifter does not infer unreported suppliers, customers, ownership, acquisitions, debt exposure, revenue dependency, or future supply-chain events on this public page.
Pathfinder Bancorp, Inc. Suppliers
Ticker
Name
Confidence
Evidence
CASTLE-CREEK
CASTLE-CREEK
90%
Pursuant to the terms of the Securities Purchase Agreement, Castle Creek is entitled to have one representative appointed to the Company's Board of Directors
PATHFINDER-BANK
PATHFINDER-BANK
90%
The primary business of the Company is its investment in Pathfinder Bank (the "Bank"), a New York State chartered commercial bank, which is 100% owned by the Company.
PATHFINDER-RISK-MANAGEMENT-COMPANY-INC
PATHFINDER-RISK-MANAGEMENT-COMPANY-INC
85%
The Bank has two wholly owned operating subsidiaries, Pathfinder Risk Management Company, Inc. ("PRMC") and Whispering Oaks Development Corp.
WHISPERING-OAKS-DEVELOPMENT-CORP
WHISPERING-OAKS-DEVELOPMENT-CORP
85%
The Bank has two wholly owned operating subsidiaries, Pathfinder Risk Management Company, Inc. ("PRMC") and Whispering Oaks Development Corp.
CDARS
CDARS
80%
We also participate in reciprocal deposit services for our customers through the Certificate of Deposit Account Registry Services ("CDARS") and Insured Cash Sweep ("ICS") networks
COUNTERPARTY-IN-SWAP-TRANSACTIONS
COUNTERPARTY-IN-SWAP-TRANSACTIONS
80%
The Bank entered into an amortizing swap transaction with an initial notional amount of $100.0 million whereby the Bank will receive the 3-month SOFR rate monthly, based on the notional amount of the…
ICS
ICS
80%
We also participate in reciprocal deposit services for our customers through the Certificate of Deposit Account Registry Services ("CDARS") and Insured Cash Sweep ("ICS") networks
DEPOSIT-BROKERS
DEPOSIT-BROKERS
75%
The Bank also accepts deposits from deposit brokers
Pathfinder Bancorp, Inc. Customers
Ticker
Name
Confidence
Evidence
CASTLE-CREEK-CAPITAL-PARTNERS-VII-L-P
CASTLE-CREEK-CAPITAL-PARTNERS-VII-L-P
92%
pursuant to which the Company sold Castle Creek certain securities of the Company in a private placement
PATHFINDER-BANK
PATHFINDER-BANK
92%
The primary business of the Company is its investment in Pathfinder Bank (the "Bank"), a New York State chartered commercial bank, which is 100% owned by the Company.
PATHFINDER-RISK-MANAGEMENT-COMPANY-INC
PATHFINDER-RISK-MANAGEMENT-COMPANY-INC
90%
The Bank has two wholly owned operating subsidiaries, Pathfinder Risk Management Company, Inc. ("PRMC") and Whispering Oaks Development Corp.
WHISPERING-OAKS-DEVELOPMENT-CORP
WHISPERING-OAKS-DEVELOPMENT-CORP
90%
The Bank has two wholly owned operating subsidiaries, Pathfinder Risk Management Company, Inc. ("PRMC") and Whispering Oaks Development Corp.
CASTLE-CREEK
CASTLE-CREEK
85%
On November 13, 2020, the Company entered into an agreement (the "Exchange Agreement") with Castle Creek providing for the exchange of 225,000 shares of the Company's Common stock owned by Castle Cre…
UNAFFILIATED-THIRD-PARTIES
UNAFFILIATED-THIRD-PARTIES
85%
The Company owns certain properties that it leases to unaffiliated third parties at market rates.
FITZGIBBONS-AGENCY-LLC
FITZGIBBONS-AGENCY-LLC
62%
NOTE 1: Summary of Significant Accounting Policies Nature of Operations The accompanying consolidated financial statements include the accounts of Pathfinder Bancorp, Inc. (the “Company”) and its who…
SIGNIFICANT-GROUP
SIGNIFICANT-GROUP
62%
d amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Management has identified the allowance for credit losses, deferred income taxes, pen…
STERLING-ENTERPRISES-INC
STERLING-ENTERPRISES-INC
62%
NOTE 1: Summary of Significant Accounting Policies Nature of Operations The accompanying consolidated financial statements include the accounts of Pathfinder Bancorp, Inc. (the “Company”) and its who…
Pathfinder Bancorp, Inc. Debt Obligations
Instrument
Description
Confidence
Evidence
PBHC-DEBT-11673
Warrants outstanding: 6.58
90%
xbrl warrant detail from xbrl 2019-12-31.
PBHC-DEBT
Debt stack $133.4M
90%
Market cache reports total debt of $133.4M.
Pathfinder Bancorp, Inc. Acquisitions
No acquisitions on recordNo completed or pending acquisitions found in our database for Pathfinder Bancorp, Inc..
Pathfinder Bancorp, Inc. Ownership
Holder
Name
Confidence
Evidence
PBHC-OWNER-ALLIANCEBERNSTEIN-L-P
ALLIANCEBERNSTEIN L.P.
90%
13F overlay lists ALLIANCEBERNSTEIN L.P. as top holder; 20 tracked holders.
Pathfinder Bancorp, Inc. Extended Supply Chain Network
No secondary connectionsNo correlated companies found through shared supply chain relationships.
