SOFI supply chain intelligence for SoFi Technologies, Inc.: verified suppliers, customers, debt relationships, acquisitions, and ownership data.
Data compiled by Redley Lamar · ChainSifter Intelligence
SoFi Technologies, Inc. (SOFI) is shown with relationship data already present in ChainSifter's database. Counts below come from stored supply-chain records and filing/source URLs where available; missing source URLs are not filled in or estimated.
| Ticker | Name | Confidence | Evidence |
|---|---|---|---|
| ACQUIRING-AND-ISSUING-PROCESSORS | ACQUIRING-AND-ISSUING-PROCESSORS | 90% | to provide our checking and savings account, cash management account, credit cards and other products and services, we rely on third parties that we do not control, such as payment card networks, our… |
| CARD-ASSOCIATION | CARD-ASSOCIATION | 90% | We engage a card association and enter into contracts that establish the shared economics of SoFi-branded transaction cards. |
| EXTERNAL-CONTENT-PROVIDERS | EXTERNAL-CONTENT-PROVIDERS | 90% | In addition, external content providers provide us with financial information, market news, charts, option and stock quotes, digital assets quotes, research reports and other fundamental data that we… |
| PAYMENT-CARD-ISSUERS | PAYMENT-CARD-ISSUERS | 90% | to provide our checking and savings account, cash management account, credit cards and other products and services, we rely on third parties that we do not control, such as payment card networks, our… |
| PAYMENT-CARD-NETWORKS | PAYMENT-CARD-NETWORKS | 90% | to provide our checking and savings account, cash management account, credit cards and other products and services, we rely on third parties that we do not control, such as payment card networks, our… |
| MERCHANTS | MERCHANTS | 85% | These fees are remitted by merchants and represent a percentage of the underlying transaction value processed through a payment network. |
| FUNDING-SOURCES | FUNDING-SOURCES | 80% | We are dependent on third-party funding sources and deposit balances to originate loans. |
| MASTERCARD | MASTERCARD | 80% | SoFi also launched Big Business Banking, extending its platform to enterprise clients and further diversifying its infrastructure capabilities. |
| Ticker | Name | Confidence | Evidence |
|---|---|---|---|
| THIRD-PARTY-BUYERS | THIRD-PARTY-BUYERS | 80% | We have historically sold loans to a limited pool of third-party buyers. |
| THIRD-PARTIES | THIRD-PARTIES | 75% | which we market to third parties |
| FMCKI | Federal Home Loan Mortgage Corporation | 72% | Reciprocal relationship from FMCKI graph: Reciprocal relationship from SOFI graph: osts and increasing the lifetime value of our members. We refer to this virtuous cycle as our “Financial Services Pr… |
| FMCKI | Federal Home Loan Mortgage Corporation | 72% | osts and increasing the lifetime value of our members. We refer to this virtuous cycle as our “Financial Services Productivity Loop”. We believe that developing a comprehensive, long-term relationshi… |
| FNMAS | Federal National Mortgage Association | 72% | Reciprocal relationship from FNMAS graph: Reciprocal relationship from SOFI graph: osts and increasing the lifetime value of our members. We refer to this virtuous cycle as our “Financial Services Pr… |
| FNMAS | Federal National Mortgage Association | 72% | osts and increasing the lifetime value of our members. We refer to this virtuous cycle as our “Financial Services Productivity Loop”. We believe that developing a comprehensive, long-term relationshi… |
| STQN | Strategic Acquisitions, Inc. | 72% | , our products and capabilities are also designed to appeal to enterprises, such as financial services institutions that subscribe to our enterprise services and third-party partners in our Loan Plat… |
| STQN | Strategic Acquisitions, Inc. | 72% | Reciprocal relationship from STQN graph: Reciprocal relationship from SOFI graph: Reciprocal relationship from STQN graph: Reciprocal relationship from SOFI graph: , our products and capabilities are… |
| CLIENTS | CLIENTS | 70% | we have a relatively smaller number of clients compared to our lending and financial services businesses |
| CHANNEL-PARTNERS | CHANNEL-PARTNERS | 65% | the Company is not overly concentrated within a group of channel partners or other customers |
| ATOM-MERGER-SUB-CORPORATION | ATOM-MERGER-SUB-CORPORATION | 62% | ic 470-20)—Induced Conversions of Convertible Debt Instruments. The ASU clarifies the requirements for determining whether certain settlements of convertible debt instruments should be accounted for … |
| BANK-HOLDING-COMPANY | BANK-HOLDING-COMPANY | 62% | atform as a service solution or to a cloud-native digital and core banking solution, and also undercut our pricing, preventing our current clients from renewing, while also impeding our attempts to a… |
| COMPANY-TECHNISYS-ATOM-NEW-DELAWARE-INC | COMPANY-TECHNISYS-ATOM-NEW-DELAWARE-INC | 62% | ic 470-20)—Induced Conversions of Convertible Debt Instruments. The ASU clarifies the requirements for determining whether certain settlements of convertible debt instruments should be accounted for … |
| GOLDEN-PACIFIC-BANCORP-INC | GOLDEN-PACIFIC-BANCORP-INC | 62% | ic 470-20)—Induced Conversions of Convertible Debt Instruments. The ASU clarifies the requirements for determining whether certain settlements of convertible debt instruments should be accounted for … |
| OFAC-ADDITIONALLY-SOFI-DIGITAL-ASSETS-LLC | OFAC-ADDITIONALLY-SOFI-DIGITAL-ASSETS-LLC | 62% | . We have implemented various anti-money laundering policies and procedures to comply with applicable federal anti-money laundering laws, regulations and requirements, such as designating a BSA offic… |
| PENNSYLVANIA-HIGHER-EDUCATION-ASSISTANCE-AGENCY- | PENNSYLVANIA-HIGHER-EDUCATION-ASSISTANCE-AGENCY- | 62% | on in January 2025 and the possible reshaping of the CFPB under new leadership, the CFPB may not continue litigating in favor of the cap, or enforce the cap. If the CFPB’s rule were to become effecti… |
| PERFORMANT-RECOVERY-INC | PERFORMANT-RECOVERY-INC | 62% | on in January 2025 and the possible reshaping of the CFPB under new leadership, the CFPB may not continue litigating in favor of the cap, or enforce the cap. If the CFPB’s rule were to become effecti… |
| SECURITIZATION-INVESTMENTS-IN-COMPANY | SECURITIZATION-INVESTMENTS-IN-COMPANY | 62% | rity, or if it is more likely than not that we will be required to sell the impaired investment in AFS debt security before recovery of its amortized cost, we recognize the full impairment loss refle… |
| SOCIAL-FINANCE-INC | SOCIAL-FINANCE-INC | 62% | lated costs (1) ( 288,767 ) ( 250,326 ) ( 184,764 ) Depreciation and amortization expense ( 203,498 ) ( 201,416 ) ( 151,360 ) Goodwill impairment expense — ( 247,174 ) — Other corporate and unallocat… |
| TENTS-SOFI-TECHNOLOGIES-INC | TENTS-SOFI-TECHNOLOGIES-INC | 62% | TENTS SoFi Technologies, Inc. Notes to Consolidated Financial Statements (continued) (In Thousands, Unless Otherwise Stated and Except for Share and Per Share Data) collateral as well as any anticipa… |
| VALUATION-WORKING-GROUP | VALUATION-WORKING-GROUP | 62% | ted cash flow models, or similar techniques, which incorporate management’s own estimates of assumptions that market participants would use in pricing the asset or liability. A financial instrument’s… |
| Instrument | Description | Confidence | Evidence |
|---|---|---|---|
| SOFI-DEBT-3770 | Xbrl Convertible | 90% | xbrl convertible detail from xbrl 2025-12-31. |
| SOFI-DEBT-3769 | Warrants outstanding: 28125000 | 90% | xbrl warrant detail from xbrl 2023-12-31. |
| SOFI-DEBT | Debt stack $5.5B | 90% | Market cache reports total debt of $5.5B. |
| Holder | Name | Confidence | Evidence |
|---|---|---|---|
| SOFI-OWNER-GEODE-CAPITAL-MANAGEMENT-LLC | Geode Capital Management, LLC | 95% | 13F/ownership overlay lists Geode Capital Management, LLC; shares held 21,691,688; ownership 1.80%; value $479.3M; as of 2025-09-30. |
| SOFI-OWNER-BANK-OF-AMERICA-CORPORATION | Bank of America Corporation | 95% | 13F/ownership overlay lists Bank of America Corporation; shares held 13,405,363; ownership 1.05%; value $252.9M; as of 2025-12-31. |
| SOFI-OWNER-UBS-GROUP-AG | UBS Group AG | 95% | 13F/ownership overlay lists UBS Group AG; shares held 15,371,200; ownership 1.27%; value $339.6M; as of 2025-12-31. |
| SOFI-OWNER-VANGUARD-GROUP-INC | Vanguard Group Inc | 95% | 13F/ownership overlay lists Vanguard Group Inc; shares held 111,003,107; ownership 9.20%; value $2.5B; as of 2025-12-31. |
| SOFI-OWNER-SUSQUEHANNA-INTERNATIONAL-GROUP-LLP | Susquehanna International Group, LLP | 95% | 13F/ownership overlay lists Susquehanna International Group, LLP; shares held 10,743,114; ownership 0.89%; value $237.4M; as of 2025-09-30. |
| SOFI-OWNER-NORGES-BANK | NORGES BANK | 95% | 13F/ownership overlay lists NORGES BANK; shares held 12,280,945; ownership 0.96%; value $231.7M; as of 2025-12-31. |
| SOFI-OWNER-SHAW-D-E-CO-INC | Shaw D.E. & Co., Inc. | 95% | 13F/ownership overlay lists Shaw D.E. & Co., Inc.; shares held 35,034,441; ownership 2.91%; value $774.1M; as of 2025-09-30. |
| SOFI-OWNER-STATE-STREET-CORPORATION | State Street Corporation | 95% | 13F/ownership overlay lists State Street Corporation; shares held 24,300,498; ownership 2.02%; value $536.9M; as of 2025-09-30. |
| SOFI-OWNER-BLACKROCK-INC | Blackrock Inc. | 95% | 13F/ownership overlay lists Blackrock Inc.; shares held 62,379,878; ownership 5.17%; value $1.4B; as of 2025-09-30. |
| SOFI-OWNER-MORGAN-STANLEY | Morgan Stanley | 95% | 13F/ownership overlay lists Morgan Stanley; shares held 13,323,366; ownership 1.04%; value $251.3M; as of 2025-12-31. |
| SOFI-OWNER-JANE-STREET-GROUP-LLC | Jane Street Group, LLC | 95% | 13F/ownership overlay lists Jane Street Group, LLC; shares held 18,277,497; ownership 1.52%; value $403.8M; as of 2025-09-30. |
| SOFI-OWNER-JPMORGAN-CHASE-CO | JPMORGAN CHASE & CO | 95% | 13F/ownership overlay lists JPMORGAN CHASE & CO; shares held 64,131,503; ownership 5.03%; value $1.2B; as of 2025-12-31. |
| Ticker | Name | Chain Index | Hops | Relationship Types |
|---|---|---|---|---|
| FBP | First BanCorp. | 100.00 | 2 | |
| FGBI | First Guaranty Bancshares, Inc. | 100.00 | 2 | |
| DCOM | Dime Community Bancshares, Inc. | 100.00 | 2 | |
| BLND | Blend Labs, Inc. | 100.00 | 2 | |
| ORXCF | ORIX Corporation | 100.00 | 2 | |
| FISI | Financial Institutions, Inc. | 100.00 | 2 | |
| ALC | Alcon Inc. | 100.00 | 2 | |
| FMNB | Farmers National Banc Corp. | 100.00 | 2 | |
| EFSC | Enterprise Financial Services Corp | 100.00 | 2 | |
| FSBW | FS Bancorp, Inc. | 100.00 | 2 | |
| AXS | AXIS Capital Holdings Limited | 100.00 | 2 | |
| FCNCA | First Citizens BancShares, Inc. | 100.00 | 2 | |
| FICO | Fair Isaac Corporation | 100.00 | 2 | |
| FAF | First American Financial Corporation | 100.00 | 2 | |
| AGM | Federal Agricultural Mortgage Corporation | 100.00 | 2 | |
| DHI | D.R. Horton, Inc. | 100.00 | 2 | |
| CNC | Centene Corporation | 100.00 | 2 | |
| ALRS | Alerus Financial Corporation | 100.00 | 2 | |
| FHB | First Hawaiian, Inc. | 100.00 | 2 | |
| FNMAS | Federal National Mortgage Association | 100.00 | 1 | ['customer'] |