The Company also enters into contracts with lending partners and institutional investors, including securitization trusts and pass-through entities to provide loan servicing for the life of Upstart-p…
of the risks associated with the use of open source software cannot be eliminated and could adversely affect our business. The use of generative AI technologies by our employees or contractors could …
Reciprocal relationship from TRU graph: Reciprocal relationship from UPST graph: of the risks associated with the use of open source software cannot be eliminated and could adversely affect our busin…
of loan origination. The quarterly vintages of core personal loans that originated in the first quarter of 2021 through the first quarter of 2024 are currently forecasted to underperform relative to …
sold to other institutional investors. For our asset-backed securitizations, we engage with investment banks to structure transactions under which we and/or certain of the purchasers of whole loans o…
ion of AI to consumer lending specifically and that algorithmic-based lending is inherently biased; perceptions of rate exportation and the bank partnership model; the reputation of the vehicle deale…
Upstart Holdings, Inc. Debt Obligations
Instrument
Description
Confidence
Evidence
UPST-DEBT-13234
Xbrl Convertible
90%
xbrl convertible detail from xbrl 2025-12-31.
UPST-DEBT-13233
Warrants outstanding: 75000
90%
xbrl warrant detail from xbrl 2022-12-31.
UPST-DEBT
Debt stack $2.0B
90%
Market cache reports total debt of $2.0B.
Upstart Holdings, Inc. Acquisitions
No acquisitions on recordNo completed or pending acquisitions found in our database for Upstart Holdings, Inc..
Upstart Holdings, Inc. Ownership
Holder
Name
Confidence
Evidence
UPST-OWNER-BARCLAYS-PLC
BARCLAYS PLC
90%
13F overlay lists BARCLAYS PLC as top holder; 349 tracked holders.
Upstart Holdings, Inc. Extended Supply Chain Network
