1Suppliers
11Customers
3Debt Items
18Related Chains

Source-Backed Evidence Depth

Upstart Holdings, Inc. (UPST) is shown with relationship data already present in ChainSifter's database. Counts below come from stored supply-chain records and filing/source URLs where available; missing source URLs are not filled in or estimated.

16Total relationships
2Distinct source URLs
5High confidence
0.721Average confidence
2026-09-13Latest database update
ChainSifter does not infer unreported suppliers, customers, ownership, acquisitions, debt exposure, revenue dependency, or future supply-chain events on this public page.

Upstart Holdings, Inc. Suppliers

TickerNameConfidenceEvidence
LENDING-PARTNERS LENDING-PARTNERS 92% The Company also enters into contracts with lending partners and institutional investors, including securitization trusts and pass-through entities to provide loan servicing for the life of Upstart-p…

Upstart Holdings, Inc. Customers

TickerNameConfidenceEvidence
TRU TransUnion 72% of the risks associated with the use of open source software cannot be eliminated and could adversely affect our business. The use of generative AI technologies by our employees or contractors could …
TRU TransUnion 72% Reciprocal relationship from TRU graph: Reciprocal relationship from UPST graph: Reciprocal relationship from TRU graph: Reciprocal relationship from UPST graph: Reciprocal relationship from TRU grap…
CEO-THIRD-POINT-VENTURES-LLC CEO-THIRD-POINT-VENTURES-LLC 62% ss contingency when it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. The Company discloses material contingencies when it believes a loss is n…
CLOUD-NATIVE-TECHNOLOGIES CLOUD-NATIVE-TECHNOLOGIES 62% of loan origination. The quarterly vintages of core personal loans that originated in the first quarter of 2021 through the first quarter of 2024 are currently forecasted to underperform relative to …
DELAWARE-GENERAL-CORPORATION DELAWARE-GENERAL-CORPORATION 62% including software code, that is inaccurate, misleading or contains security vulnerabilities. In particular, generative AI tools may produce outputs that appear accurate but are factually incorrect o…
LENDING-PARTNERS LENDING-PARTNERS 62% sold to other institutional investors. For our asset-backed securitizations, we engage with investment banks to structure transactions under which we and/or certain of the purchasers of whole loans o…
MOTLEY-RICE-LLC MOTLEY-RICE-LLC 62% ss contingency when it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. The Company discloses material contingencies when it believes a loss is n…
RELMAN-COLFAX-LLC RELMAN-COLFAX-LLC 62% ion of AI to consumer lending specifically and that algorithmic-based lending is inherently biased; perceptions of rate exportation and the bank partnership model; the reputation of the vehicle deale…
THIRD-POINT-LLC THIRD-POINT-LLC 62% ss contingency when it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. The Company discloses material contingencies when it believes a loss is n…
THIRD-POINT-VENTURES-LLC THIRD-POINT-VENTURES-LLC 62% ss contingency when it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. The Company discloses material contingencies when it believes a loss is n…
UPSTART-HOLDINGS UPSTART-HOLDINGS 62% ss contingency when it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. The Company discloses material contingencies when it believes a loss is n…

Upstart Holdings, Inc. Debt Obligations

InstrumentDescriptionConfidenceEvidence
UPST-DEBT-13234 Xbrl Convertible 90% xbrl convertible detail from xbrl 2025-12-31.
UPST-DEBT-13233 Warrants outstanding: 75000 90% xbrl warrant detail from xbrl 2022-12-31.
UPST-DEBT Debt stack $2.0B 90% Market cache reports total debt of $2.0B.

Upstart Holdings, Inc. Acquisitions

No acquisitions on recordNo completed or pending acquisitions found in our database for Upstart Holdings, Inc..

Upstart Holdings, Inc. Ownership

HolderNameConfidenceEvidence
UPST-OWNER-BARCLAYS-PLC BARCLAYS PLC 90% 13F overlay lists BARCLAYS PLC as top holder; 349 tracked holders.

Upstart Holdings, Inc. Extended Supply Chain Network

TickerNameChain IndexHopsRelationship Types
CEG Constellation Energy Corporation 100.00 2
FICO Fair Isaac Corporation 100.00 2
MNY MoneyHero Limited 100.00 2
IMXI International Money Express, Inc. 100.00 2
CFFI C&F Financial Corporation 50.00 2
HIW Highwoods Properties, Inc. 50.00 2
EFX Equifax Inc. 50.00 2
ACEL Accel Entertainment, Inc. 50.00 2
KLAR Klarna Group plc 50.00 2
LC LendingClub Corporation 50.00 2
WIT Wipro Limited 50.00 2
PROP Prairie Operating Co. 50.00 2
STQN Strategic Acquisitions, Inc. 50.00 2
NCMI National CineMedia, Inc. 50.00 2
RBBN Ribbon Communications Inc. 50.00 2
TRU TransUnion 38.88 1 ['customer']
VRSK Verisk Analytics, Inc. 14.78 2
FISI Financial Institutions, Inc. 14.78 2
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UPST
Unlock UPST Supply Chain Data
Verified relationships include:
LENDING-PARTNERSLENDING-PARTNERSSupplier92%
TRUTransUnionCustomer72%
TRUTransUnionCustomer72%
+12 more relationships locked
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