| GETNET |
GETNET |
90%
|
We completed the spin-off of our merchant acquiring business, conducted through Getnet in October 2021. |
| PLUXEE-GROUP |
PLUXEE-GROUP |
85%
|
l and Pluxee Pay Brasil Ltda. On June 27, 2024, following the completion of the conditions precedent of the transaction announced on July 24, 2023, Banco Santander (Brasil) S.A. concluded the establi… |
| FISI |
Financial Institutions, Inc. |
72%
|
n and funding costs, reduce credit availability, or impose additional capital levels compliance burdens on financial institutions, which could materially and adversely affect our business, financial … |
| FISI |
Financial Institutions, Inc. |
72%
|
Reciprocal relationship from FISI graph: Reciprocal relationship from BSBR graph: Reciprocal relationship from FISI graph: Reciprocal relationship from BSBR graph: n and funding costs, reduce credit … |
| SAN |
Banco Santander, S.A. |
72%
|
43,603 - 1,043,603 OPERATING PROFIT BEFORE TAX (1) 5,952,902 5,968,749 11,921,651 Currency Hedge (1) ( 163,165 ) - ( 163,165 ) ADJUSTED OPERATING INCOME BEFORE TAX (1) 5,789,737 5,968,749 11,758,486 … |
| SAN |
Banco Santander, S.A. |
72%
|
Reciprocal relationship from SAN graph: Reciprocal relationship from BSBR graph: 43,603 - 1,043,603 OPERATING PROFIT BEFORE TAX (1) 5,952,902 5,968,749 11,921,651 Currency Hedge (1) ( 163,165 ) - ( 1… |
| BANCO-SANTANDER-S-A-THE-SANTANDER-GROUP |
BANCO-SANTANDER-S-A-THE-SANTANDER-GROUP |
62%
|
co Hyundai Capital Brasil S.A. Disclosure Pursuant to Section 219 of the Iran Threat Reduction and Syria Human Rights Act Pursuant to Section 219 of the Iran Threat Reduction and Syria Human Rights A… |
| CAPITAL-RESOURCES |
CAPITAL-RESOURCES |
62%
|
ng periods, as further discussed in note 13 to our audited consolidated financial statements included elsewhere in this annual report. Our calculation of these non-GAAP financial measures may differ … |
| CAR-GROUP-LIMITED |
CAR-GROUP-LIMITED |
62%
|
r service is Mercedes Pacheco, Managing Director – Senior Legal Counsel, Banco Santander, S.A., New York Branch, 45 E. 53rd Street New York, New York 10022. History We are currently the third largest… |
| CARSALES-COM-INVESTMENTS-PTY-LTD |
CARSALES-COM-INVESTMENTS-PTY-LTD |
62%
|
r service is Mercedes Pacheco, Managing Director – Senior Legal Counsel, Banco Santander, S.A., New York Branch, 45 E. 53rd Street New York, New York 10022. History We are currently the third largest… |
| CONTINGENT-ASSETS-THE-SANTANDER-GROUP |
CONTINGENT-ASSETS-THE-SANTANDER-GROUP |
62%
|
line item. Consolidated Financial Statements | December 31, 2024 | F - 26 *Values expressed in thousands, except when indicated When there is objective evidence indicating that the previously mention… |
| CREDIT-RISK-SANTANDER-GROUP |
CREDIT-RISK-SANTANDER-GROUP |
62%
|
rs that exceed the authority of the committee. Each of our risk management committees has certain authority and approval levels, in each case subject to Brazilian law and regulations. Decisions at th… |
| CREDIT-SUISSE-GROUP |
CREDIT-SUISSE-GROUP |
62%
|
ber 31, 2025 Total Less than 1 year 1-3 years 3-5 years More than 5 years (in millions of R$) Contractual Obligations Customer deposits 593,329 481,704 80,557 30,234 835 Liabilities arising from secu… |
| CYBERSECURITY-CERTIFICATIONS-THE-SANTANDER-GROUP |
CYBERSECURITY-CERTIFICATIONS-THE-SANTANDER-GROUP |
62%
|
rsecurity defenses, with a special focus on emerging threats. Cybersecurity Certifications The Santander Group, which includes Santander Brasil and its subsidiaries, has ISO 27001 certification for t… |
| FINANCIAL-ACTION-GROUP |
FINANCIAL-ACTION-GROUP |
62%
|
tion about their customers’ place of residence, in the case of a natural person, or the location of the head office or branch, in the case of a legal entity, as part of their mandatory KYC procedures… |
| INTERNATIONAL-FINANCE-CORPORATION |
INTERNATIONAL-FINANCE-CORPORATION |
62%
|
iples since 2009. The Equator Principles are a framework used by financial institutions to determine, assess, and manage environmental and social risk in projects, and are based on the Performance St… |
| NYSE-LISTED-COMPANY |
NYSE-LISTED-COMPANY |
62%
|
d trainees (“Persons Subject to the Code of Ethical Conduct”) of Santander Brasil and its subsidiaries. It defines the principles that should guide both the personal and professional behavior of the … |
| ORGANIZATIONAL-STRUCTURE-SANTANDER-GROUP |
ORGANIZATIONAL-STRUCTURE-SANTANDER-GROUP |
62%
|
f December 31, 2023. This was primarily due to the write-off of older loans, which were granted before we tightened credit approval conditions with effect from January 2022. 137 Table of Contents Net… |
| PASSIVE-FOREIGN-INVESTMENT-COMPANY |
PASSIVE-FOREIGN-INVESTMENT-COMPANY |
62%
|
f loss as possible. Civil Litigation We are a party to civil lawsuits claiming damages and other civil remedies. These disputes normally fall within one of the following categories: (i) actions reque… |
| PUBLICLY-HELD-COMPANY |
PUBLICLY-HELD-COMPANY |
62%
|
f loss as possible. Civil Litigation We are a party to civil lawsuits claiming damages and other civil remedies. These disputes normally fall within one of the following categories: (i) actions reque… |
| RCI-BANQUE-GROUP |
RCI-BANQUE-GROUP |
62%
|
10. Non-current assets held for sale On December 31, 2024, 2023 and 2022, the total value of non-current assets held for sale included assets not in use and other tangible assets. The change in the l… |
| SANCAP-SANTANDER-AUTO-S-A-INSURANCE-COMPANY |
SANCAP-SANTANDER-AUTO-S-A-INSURANCE-COMPANY |
62%
|
December 31, 2025. This decrease was primarily driven by a lower volume of loan charge-offs and higher post-charge-off recoveries. In 2024, our net charge-offs during the period to average loans outs… |
| SANTANDER-GROUP |
SANTANDER-GROUP |
62%
|
es do Banco Central); the SUSEP; and the CVM, among others. Calculation of Net Promoter Score Net Promoter Score, or NPS, is a widely recognized research methodology used to measure customers’ willin… |
| SANTANDER-HOLDINGS |
SANTANDER-HOLDINGS |
62%
|
ourg Banking Regulation Branches of credit institutions from outside the European Union (“non-EU credit institutions”) must be licensed by the Luxembourg Minister of Finance under the law of April 5,… |
| SANTANDER-PARATY-QIF-PLC |
SANTANDER-PARATY-QIF-PLC |
62%
|
ded in cash and cash equivalents. • Financing activities: activities that result in changes in the amount and composition of equity and liabilities that are not operating activities. When preparing t… |
| SUL-RESOURCES |
SUL-RESOURCES |
62%
|
management and a positive economic impact, along with the role of innovation. • To reinforce our commitments to climate issues, we joined B20 Brazil’s Task Forces on energy transition, digital transf… |
| WORLD-BANK-GROUP |
WORLD-BANK-GROUP |
62%
|
iples since 2009. The Equator Principles are a framework used by financial institutions to determine, assess, and manage environmental and social risk in projects, and are based on the Performance St… |
