| FARMERS-MERCHANTS-TRUST-COMPANY |
FARMERS-MERCHANTS-TRUST-COMPANY |
92%
|
Franklin Financial Services Corporation 13.66 % 13.27 % N/A N/A Farmers & Merchants Trust Company 13.64 % 13.27 % 8.00 % 10.00 % |
| FISI |
Financial Institutions, Inc. |
72%
|
Reciprocal relationship from FISI graph: Reciprocal relationship from FRAF graph: Reciprocal relationship from FISI graph: Reciprocal relationship from FRAF graph: Reciprocal relationship from FISI g… |
| FISI |
Financial Institutions, Inc. |
72%
|
deceptive or abusive practices in connection with the offering of consumer financial products. Dodd-Frank authorizes the CFPB to establish certain minimum standards for the origination of residential… |
| AI-THE-CORPORATION |
AI-THE-CORPORATION |
62%
|
intelligence (AI) in its business, and challenges with properly managing its use could result in disruption of its internal operations, reputational harm, competitive harm, legal liability and advers… |
| BANK-CAPITAL-ADEQUACY-GUIDELINES-THE-CORPORATION |
BANK-CAPITAL-ADEQUACY-GUIDELINES-THE-CORPORATION |
62%
|
deceptive or abusive practices in connection with the offering of consumer financial products. Dodd-Frank authorizes the CFPB to establish certain minimum standards for the origination of residential… |
| BANK-FRANKLIN-FUTURE-FUND-INC |
BANK-FRANKLIN-FUTURE-FUND-INC |
62%
|
are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company that makes venture capital investments within the Corporation’s primary market area. The activities of non-bank enti… |
| COMPETITION-THE-CORPORATION |
COMPETITION-THE-CORPORATION |
62%
|
operations for repayment and are generally secured by business assets and personal guarantees. As such, this collateral may be more difficult to sell in the event of a delinquency. Commercial lending… |
| DERIVATIVES-THE-CORPORATION |
DERIVATIVES-THE-CORPORATION |
62%
|
ses to finance equipment, inventory, accounts receivables, and operating liquidity. These loans are generally secured by business assets or equipment, non-real estate collateral and/or personal guara… |
| ECONOMY-THE-CORPORATION |
ECONOMY-THE-CORPORATION |
62%
|
redit Loss/Gross Loans at December 31, 2025 0.60% 0.55% 1.20% 1.55% 1.61% 1.61% 1.32% Net Recoveries(Charge-offs)/Average Loans for 2025 0.00% 0.00% 0.02% 0.00% 0.02% -1.14% 0.00% Allowance for Credi… |
| FRME |
First Merchants Corporation |
62%
|
Reciprocal relationship from FRME graph: Reciprocal relationship from FRAF graph: Reciprocal relationship from FRME graph: Reciprocal relationship from FRAF graph: Reciprocal relationship from FRME g… |
| HUMAN-CAPITAL-COMPANY |
HUMAN-CAPITAL-COMPANY |
62%
|
of loans and deposits, to compete. F&M Trust is the largest financial institution headquartered in Franklin County, PA and had total assets of approximately $2.2 billion on December 31, 2025. Human C… |
| LEASES-THE-CORPORATION |
LEASES-THE-CORPORATION |
62%
|
ses to finance equipment, inventory, accounts receivables, and operating liquidity. These loans are generally secured by business assets or equipment, non-real estate collateral and/or personal guara… |
| LIQUIDITY-THE-CORPORATION |
LIQUIDITY-THE-CORPORATION |
62%
|
ess incoming data, the evolving outlook, and the balance of risks. The Committee is strongly committed to supporting maximum employment and returning inflation to its 2 percent objective. In assessin… |
| MERCHANTS-TRUST-COMPANY |
MERCHANTS-TRUST-COMPANY |
62%
|
are leased by the Bank. Franklin Future Fund Inc. is a non-bank investment company that makes venture capital investments within the Corporation’s primary market area. The activities of non-bank enti… |
| SEGMENT-REPORTING-THE-CORPORATION |
SEGMENT-REPORTING-THE-CORPORATION |
62%
|
rations in any future reporting period, which will depend on, among other things, the amount of loss resulting from the claim and the amount of income otherwise reported for the reporting period. Thu… |
| SIGNIFICANT-GROUP |
SIGNIFICANT-GROUP |
62%
|
f Financial Statements – The preparation of financial statements in conformity with generally accepted accounting principles requires Management to make estimates and assumptions. These estimates and… |
