| FISI |
Financial Institutions, Inc. |
72%
|
Reciprocal relationship from FISI graph: Reciprocal relationship from JFIN graph: Reciprocal relationship from FISI graph: Reciprocal relationship from JFIN graph: Reciprocal relationship from FISI g… |
| FISI |
Financial Institutions, Inc. |
72%
|
Campaign against Online Lending Risks jointly issued the Circular on Regulating and Rectifying of “Cash Loan” Services , or Circular 141. Circular 141 sets out the principles and general requirements… |
| BYTEDANCE-LTD-TENCENT-HOLDINGS-LIMITED |
BYTEDANCE-LTD-TENCENT-HOLDINGS-LIMITED |
62%
|
chnology or forfeit our rights under the contractual arrangements. We are an exempted company with limited liability incorporated under the laws of the Cayman Islands, and Shanghai Kunjia, our indire… |
| CAYMAN-ISLANDS-JIAYIN-GROUP-INC |
CAYMAN-ISLANDS-JIAYIN-GROUP-INC |
62%
|
ly exercised in 2021. No options were granted during the years ended December 31, 2023, 2024 and 2025. Total share-based compensation cost for the Share Options amounted to RM B 4,380 , RM B 39 and n… |
| CHINA-SMARTPAY-GROUP-HOLDINGS-LIMITED |
CHINA-SMARTPAY-GROUP-HOLDINGS-LIMITED |
62%
|
cember 31, 2023 2024 2025 RMB RMB RMB Balance at the beginning of the year 2,539 17,953 21,200 Current year credit losses 17,953 3,247 2,633 Current year write off ( 2,539 ) — — Balance at end of the… |
| CURRENT-EXPECTED-CREDIT-LOSSES-THE-GROUP |
CURRENT-EXPECTED-CREDIT-LOSSES-THE-GROUP |
62%
|
60 , respectively. (l) Current Expected Credit Losses The Group’s in-scope assets are primarily accounts receivable and contract assets, financial assets receivable from institutional funding partner… |
| FOREIGN-CURRENCY-MATTERS-THE-GROUP |
FOREIGN-CURRENCY-MATTERS-THE-GROUP |
62%
|
restricted cash held in major financial institutions located in the PRC, and the rest were held in overseas major financial institutions which management considers to be of high credit quality. Accou… |
| FORTUNIFY-INTERNATIONAL-HOLDINGS-PTE-LTD |
FORTUNIFY-INTERNATIONAL-HOLDINGS-PTE-LTD |
62%
|
of approximately RMB 280,231 were deemed to be waived, resulting in the recognition of a gain from de-recognition of liabilities on the consolidated statements of operation and comprehensive income. … |
| GIASUN-TECHNOLOGY-NIGERIA-LIMITED |
GIASUN-TECHNOLOGY-NIGERIA-LIMITED |
62%
|
of approximately RMB 280,231 were deemed to be waived, resulting in the recognition of a gain from de-recognition of liabilities on the consolidated statements of operation and comprehensive income. … |
| GROUP-THE-GROUP |
GROUP-THE-GROUP |
62%
|
l equity volatility of the Group. The Group adopted ASU 2016-09 and accounts for forfeitures of the share-based awards when they occur. Previously recognized compensation cost for the awards is rever… |
| HK-LIMITED |
HK-LIMITED |
62%
|
ly exercised in 2021. No options were granted during the years ended December 31, 2023, 2024 and 2025. Total share-based compensation cost for the Share Options amounted to RM B 4,380 , RM B 39 and n… |
| INDONESIA-THE-GROUP |
INDONESIA-THE-GROUP |
62%
|
ly exercised in 2021. No options were granted during the years ended December 31, 2023, 2024 and 2025. Total share-based compensation cost for the Share Options amounted to RM B 4,380 , RM B 39 and n… |
| INVESTMENT-HOLDING-JIAYIN-SOUTHEAST-ASIA-HOLDING |
INVESTMENT-HOLDING-JIAYIN-SOUTHEAST-ASIA-HOLDING |
62%
|
es authorized, 108,000,000 shares issued and outstanding as of December 31, 2024 and 2025) 0 0 0 Treasury stock ( 2,621,816 and 6,781,816 shares as of December 31, 2024 and December 31, 2025, respect… |
| INVESTMENT-HOLDING-SHANGHAI-KUNJIA-TECHNOLOGY-CO |
INVESTMENT-HOLDING-SHANGHAI-KUNJIA-TECHNOLOGY-CO |
62%
|
es authorized, 108,000,000 shares issued and outstanding as of December 31, 2024 and 2025) 0 0 0 Treasury stock ( 2,621,816 and 6,781,816 shares as of December 31, 2024 and December 31, 2025, respect… |
| JIAYIN-GROUP |
JIAYIN-GROUP |
62%
|
of approximately RMB 280,231 were deemed to be waived, resulting in the recognition of a gain from de-recognition of liabilities on the consolidated statements of operation and comprehensive income. … |
| JIAYIN-SOUTHEAST-ASIA-HOLDINGS-LIMITED |
JIAYIN-SOUTHEAST-ASIA-HOLDINGS-LIMITED |
62%
|
ons by the non-PRC residents will result in penalties, including full payment of taxes owed, fines and default interest on those taxes. PRC Value-Added Tax In November 2011, the MOF and the SAT promu… |
| KEEN-BEST-INVESTMENT-LIMITED |
KEEN-BEST-INVESTMENT-LIMITED |
62%
|
cember 31, 2023 2024 2025 RMB RMB RMB Balance at the beginning of the year 2,539 17,953 21,200 Current year credit losses 17,953 3,247 2,633 Current year write off ( 2,539 ) — — Balance at end of the… |
| LEADING-GROUP |
LEADING-GROUP |
62%
|
lthy Development of Online Finance Industry , or the Guidelines, were promulgated by ten PRC regulatory authorities, including the PBOC, the MIIT and the CBRC. Pursuant to the Guidelines, a company t… |
| LIBERTY-FINTECH-PTE-LTD |
LIBERTY-FINTECH-PTE-LTD |
62%
|
nesia (“Teleko”). In 2025, the Group further lent several loans totaling RMB 66,208 with annual interest rate of 10 % to Teleko. The Group accounts for these investments at amortized cost. In 2025, t… |
| NIGERIA-THE-GROUP |
NIGERIA-THE-GROUP |
62%
|
ly exercised in 2021. No options were granted during the years ended December 31, 2023, 2024 and 2025. Total share-based compensation cost for the Share Options amounted to RM B 4,380 , RM B 39 and n… |
| OVERSEAS-PUBLICLY-LISTED-COMPANY |
OVERSEAS-PUBLICLY-LISTED-COMPANY |
62%
|
chnology or forfeit our rights under the contractual arrangements. We are an exempted company with limited liability incorporated under the laws of the Cayman Islands, and Shanghai Kunjia, our indire… |
| PLANNING-CO-LTD |
PLANNING-CO-LTD |
62%
|
ons by the non-PRC residents will result in penalties, including full payment of taxes owed, fines and default interest on those taxes. PRC Value-Added Tax In November 2011, the MOF and the SAT promu… |
| QUARK-FINANCIALS-NIGERIA-LIMITED |
QUARK-FINANCIALS-NIGERIA-LIMITED |
62%
|
of approximately RMB 280,231 were deemed to be waived, resulting in the recognition of a gain from de-recognition of liabilities on the consolidated statements of operation and comprehensive income. … |
| RMB1-166-THE-GROUP |
RMB1-166-THE-GROUP |
62%
|
nesia (“Teleko”). In 2025, the Group further lent several loans totaling RMB 66,208 with annual interest rate of 10 % to Teleko. The Group accounts for these investments at amortized cost. In 2025, t… |
| SHANGHAI-JIAZHEN-SOFTWARE-CO-LTD |
SHANGHAI-JIAZHEN-SOFTWARE-CO-LTD |
62%
|
ons by the non-PRC residents will result in penalties, including full payment of taxes owed, fines and default interest on those taxes. PRC Value-Added Tax In November 2011, the MOF and the SAT promu… |
| SUBSIDIARIES-JIAYIN-HOLDINGS-LIMITED |
SUBSIDIARIES-JIAYIN-HOLDINGS-LIMITED |
62%
|
es authorized, 108,000,000 shares issued and outstanding as of December 31, 2024 and 2025) 0 0 0 Treasury stock ( 2,621,816 and 6,781,816 shares as of December 31, 2024 and December 31, 2025, respect… |
| TELEKO-THE-GROUP |
TELEKO-THE-GROUP |
62%
|
nesia (“Teleko”). In 2025, the Group further lent several loans totaling RMB 66,208 with annual interest rate of 10 % to Teleko. The Group accounts for these investments at amortized cost. In 2025, t… |
| VIE-GROUP |
VIE-GROUP |
62%
|
es and procedures. For institutional funding partners, they generally transfer the funds to borrowers directly. The payment companies and our and the VIE Group’s institutional funding partners are su… |
| VIES-THE-GROUP |
VIES-THE-GROUP |
62%
|
December 31, 2024 2025 RMB RMB Cash and cash equivalents 5,439 3,782 Accounts receivable, net 54,404 17,593 Prepaid expenses and other current assets, net 29,822 30,323 Deferred tax assets, net 18,55… |
